Applying for a home loan can be a daunting and nerve-wracking process, especially if it’s your first time. To avoid any unpleasant surprises, there are some basic principles to be wary of when applying for your home loan. The five C’s How well you rank in these five categories will make or break your loan application: Credit history - Understandably, lenders want to make sure you can pay...
With greater awareness of environmental issues, terms like “eco-friendly” and “going green” have become common on products packaging, television, and other forms of media. To be eco-friendly simply means to not be harmful to the environment or to be earth-friendly. Products that are considered eco-friendly are those that contribute to green practices or living and help us...
A simple storage shed in your front or backyard can make quite a difference when in need of some extra space. A majority of homeowners deal with space constraints, which makes it hard to safely store items like gardening tools, used household items, and children’s toys. Building and organizing a storage shed can give you sufficient room to cater to these needs. A shed does not have to cost too much...
Unless you are a billionaire property development cum politician, your home is probably the most expensive asset that you own. Think about it, cars have a lifespan of just a few years, and how many people do you know who are collecting rare works of art? However, there is one, often understated downside to home ownership. It is that homes tend to blackholes for money. Sure, you...
Money isn’t something that will save itself, and though there is often a huge temptation to spend what you earn, sometimes it’s important to be conservative and create financial stability with a view to the future. When spending habits are focused on unnecessary purchases, people often find themselves in a foxhole that is difficult to get out of, especially if the money flow you are...
In an age where saving money has become essential, people often lack the skills necessary to effectively manage their finances, budget successfully and ultimately lead a less stressful life where survival is easier. Though money management often isn’t taught in education, it is something that everyone deals with, and statistics have recently shown that most people have no financial plan for...
Are you moving to a new home? Building a new life? Then you definitely won’t want to start with unpacking burdens. For instance, electricity bills. Saving money in this day and age can become a nuisance. It is common for many families to stare at utility bills worth hundreds of dollars towards the end of every month. All things considered, in a country with a populace of 318 million – Not...
If you are moving into, or own, a rented property you know that heating is a necessity. No matter how many jumpers you have on, with the colder seasons fast approaching the dropping temperatures usually mean higher energy bills. Whether you’re a renter or a landlord these energy-efficient fixes could save you a significant amount of money off your monthly heating bill. Draught Excluder Windows...
When buying a new home, insurance is not always the first thing that comes to mind. You may have life insurance, health insurance, vehicle insurance, and even the best dog insurance, but what about when you purchase a home? First off, you need home insurance in order to provide protection for your personal property in case of accidents or when damage is done to your property. There are two types...
A good part of the year 2013 has been a testing time for the world economy. However the later part of it and the beginning of 2014 seems to have brought some relief. The world economy has started to breathe a little more freely. This global economic turmoil has definitely left some adverse effect on our individual finance. And if we were to take some lessons from the recent past we should try to be...
Compare listings
Compare