If you have a lawn, you need a lawn mower to keep it in good shape. But will a push mower be enough, or should you go for a self-propelled model? What about a riding mower or lawn tractor? Usually, riding mowers are best for large lawns – you wouldn’t want to mow anything larger than a quarter of an acre with a push mower, unless you want to spend...
Selling your house is an important life decision, especially since your home is one of your most valued possessions. Your house contains your identity, memories, and family history, making it emotionally difficult to sell. Here are a few signs you should sell your house. 1. You have enough home equity “When should I sell my house?” is a common...
It's not always easy to keep your home warm during the winter months. It can be expensive, time-consuming, and frustrating. The good news is that there are many ways to keep your additions warm without breaking the bank or going crazy with DIY projects. Why You Should Worry About Heating Your Addition Before the winter chill sets in, you must know why you should worry about heating your...
Can’t afford to invest in real estate by yourself? That doesn’t mean you can’t invest at all. You can still own property by entering into an arrangement known as a tenancy in common (TIC). In a TIC, you’ll split ownership of a property with other investors. You’ll own a fractional share of the property, and as the property appreciates in...
The very nature of rentals means there may be times when a property lays dormant throughout the year. So, ensuring safety is paramount. Here are some tips to help you do so. Windows This is one of the most vulnerable areas of a property, especially windows on the ground floor. Modern UPVC has key locks. Ensure that the keys are available when you let the property and remind your...
For most of us, our home is our most significant asset. We have been dutifully paying down the mortgage for years, but now it is time to get out and see the world, experience life and feel invigorated once again. When you plan to travel the world, selling your home might seem like the most straightforward way to finance your dream trip; however, we encourage you to...
Natural disasters are known to wreak havoc on buildings and properties. Such widespread destruction, especially on homes and personal property, significantly impacts mortgage servicing. With the increase in wildfires, floods, and hurricanes incidences over the past 10 years, mortgage lenders have all the reasons to be concerned. As such, lenders and servicers offering loans in natural disaster-prone...
Not everybody needs to live in a house. It seems like a natural progression when you are ready to buy your own place that you get a big house in the suburbs. Yet, that isn’t the best choice for everybody. A house is a big responsibility and can be quite expensive to maintain. Also, lifestyle plays a big part in what type of housing you live in. If you are...
When you are trying to sell your home, it is important to be upfront and honest about everything that the buyer needs to know. This includes situations like if there has been recent flooding in the area or if there has been a death in or near the house. There are many other things that you need to disclose when selling your home, but these four will get you started with...
Real estate is a competitive and continually growing market with huge investment opportunities. Before putting all your savings into real estate, consider the property's location, valuation, investment purpose and horizon, expected cash flows, and revenues. Decide whether to invest in an existing property or new construction. Consider your credit score as it affects your mortgage...