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One UK resident who visits HomesGoFast.com is going to win their mortgage paid for one year to the value of £20,000. This prize will change the life of one lucky person for the next 12 months.
Mortgages tend to be the largest monthly outgoings for most people especially those who have recently taken out a UK mortgage.Think what you would do with the extra cash you will have for the year without having to pay your mortgage
Fixed mortgage rates have hit a 10 year high with the average deal set at 6.75% for a two year deal and 6.72% for a five year term. The move is yet another reflection of the increasing cost of finance with the £50 billion government asset swap program seemingly having very little impact upon liquidity. Industry insiders believe that sub 6% mortgage rates will soon disappear with rates set to move even higher in the short term.
Simon Cowell Beverley Hills home has still got the builders crawling all over it despite starting his new build some 2 years ago. So is this down to quality craftsmanship that takes time or maybe the X factor judge not being happy with what he sees. It just proves that no matter how much money you have got you cant rush good building work
Simon Cowell’s bought the home back in 2006 at a sale price of USD$8 million the home was not exactly what the multi millionaire wanted. Mr Cowell demolished the existing luxury home to build his own dream home which today still remains unfinished.
Celebrity neighbours include Madonna, Jessica Simpson, Sharon Stone and his fellow American Idol judge Paula Abdul. Recent X factor news suggests that Cheryl Cole is to replace Sharon Osbourne as one of the four judges on the show
Savvy Investors from all over the world have been investing in Western New York over the past few years due to the property prices being incredibly low, starting from £10,000 and with rental demand so high thus providing very low cost property investments with high yield rental returns.
Why is the rental market in such high demand?
The type of tenants who are renters, are those of which who are low income earners and who receive state assisted benefits to help with their housing costs. These tenants go through stringent processes for their income assistance and therefore tend to stay in the same rented property for years, 10, 20 + years is not uncommon, often you will have the same tenant for life. Why is now a good time to Invest? Due to the current economy in America being so low, the sub prime mortgage situation and the weak Dollar at $1.95 - £1 and $1.55 - 1, this combined makes it an excellent time to invest. When the Dollar regains strength, these prices will rise on currency conversion alone.
Western New York State has not been affected by the downturn in the property market like elsewhere in America, on the contrary, it is enjoying capital growth rates of between 3 8% annually and this is predicted to continue. Rochester is ranked number 2 in the top ten fastest growing Real Estate markets (CNN Money.com)
Typical Example
TOTAL COST TO BUY THIS PROPERTY FREEHOLD INCLUDING ALL FEES AND COSTS: £14,699!
A Colonial Style 3 Bedroom Detached House located in a good area close to shops, schools and many employers. The interior and exterior are in excellent condition , the house has been very well maintained by both the current owner and tenants.
The property consists of Lounge, Dining Room, Large Kitchen, 3 good sized Bedrooms and a large fenced in back garden.
I have equated international real estate markets with the times of the day, this came to me as we turned the phones on to the 9am caller. These were the best calls to receive they tend to be motivated buyers so keen they are waiting for your office to open! They have been up all night doing research and have woken with one thing on their minds buying an overseas property
The 9am market for me today is without a doubt Egypt. A housing market presenting low enough prices that investors don’t even need finance. A great place to buy in a credit squeeze, investors are also not exposing themselves to too much risk.
US Housing market
It surprised me that with low prices and favourable currency exchange rates that the US housing market was not indeed another 9am housing market. In fact the last few months I would say its been a sleepy 3am real estate market
All the figures point towards 9am for US property but the feelings of uncertainty of this region seemed to keep the US market firmly in the dark hours of morning.
Today I have seen movements towards the US market from international buyers and their are changes in the types, places and people who now see the US market as great place to buy. Two years ago all the action from international buyers was taking place in Florida, today’s buyers are finding other US states as attractive places to buy.
A great example of how the credit squeeze has changed international investor buying habits in the US is seen with property in Rochester City in Western New York State, USA. Rochester is the 3rd largest city in Western New York after New York City. It is an area that is coming out of recession and where the cheap property market is investor driven. Investors from all over the world have already invested into this low cost investment market and have been reaping the benefits from the high yield rental income it has to offer. This is a city where there are large employers such as Kodak, Xerox, Wegmans Foods and the Optical Science University. Properties with tenants start from only £15,000. Over the last two months this region has been a firm 9am market.
Florida lifestyle buyers are ringing at 11am
When you have a dream about retiring to the sun and have planned a lifetime to buy a property abroad a credit crunch will not put you off. I have seen this with Florida lifestyle buyers increasingly this market is heading towards 9am, today it is at 11am. Buyers are very motivated and very interested in what the sunshine state has to offer. The strange thing is once they find out what they then can buy with their money they turn into 9am buyers. Some of these buyers are getting double for their money.
I had a couple from the UK ring with their budget of £200,000 they had planned a nice modern 2 bed home or condo. Now they can easily achieve a 4 bed house with pool and lots of incentives thrown in. What is more they are in charge they are calling the shots and can walk away from a house if they don’t get the price they want.
These are all early indications that the US market is turning the corner after all who can resist a bargain. Buy low sell high is the cry from the market floors its seems that this is certainly the case for the US property market
On Monday, May 19th ABC viewers will be introduced to the newest “Bachelorette.” DeAnne Pappas, 16, is a real estate agent from Neunan, Georgia. You may recognize her from the last season of “The Bachelor.” Pappas is a loveable brunette who first caught the audience’s eye at the beginning of the season, when she appealed to women and men alike for her beauty and honesty.
The entire viewing audience felt her pain when Womack not only didn’t choose her, but chose to leave the show without choosing any of the women! This unexpected rejection was a blow for everyone watching and certainly was a, “surprise twist.” Fortunately, revenge is sweet, and Pappas will get to choose from among 26 bachelors during the 4th season of, “The Bachelorette.”
The real estate agent’s days of wishing for love are over. Hopefully we will soon see her heading back to Georgia with the love of her life!
The beautiful coast lines of Maine, though rugged and chilly, have always attracted vacationers and home buyers alike. Many enjoy the lower population densities and clean beaches. If you are willing to brave uncertain weather and cold water, Maine can offer some of the most spectacular views and remarkable outdoor sporting opportunities.
Every year, the real estate market in Maine cools off a little during the winter, quite understandably. This year, however, the market was still slow in March, reflecting a nationwide reduction in sales of single-family homes. According to the Maine Association of Realtors, the number of homes whose ownership has been transferred dropped from 908 in March of 2007 to 650 in March of 2008. That’s a dramatic 28.5% reduction in sales.
In addition, the median sales price dropped from $187,250 to $193,750, or about 3.4%. Although these numbers seem dismal, realtors are looking forward to the warmer weather and an increase in active buyers. The changes in the market make this an ideal time to purchase a home in Maine.
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