Overseas property insurance is a totally different ball game and is full of dangers that may not come apparent until you need to claim. The most popular coverage for overseas property Insurance from the UK is for French holiday home insurance followed by Spain and holiday home insurance for property in Portugal. Expats or holiday home owners buying property insurance overseas risk misunderstandings regarding coverage. Every country has its own system and terminology and the problem can be magnified when insurance documents are translated. Like every legal document each word is selected carefully and this can be lost in translation. Overseas properties buyers are leaving themselves open to these misinterpretations and a serous consideration when buying property insurance.

 

 

When you own of a property abroad and you are seeking to insure your home ask yourself some questions. It is vital that you fully understand the extent and limitations of your insurance policy. Do you have the cover for legal liability for domestic employees? What restrictions are in place in letting or if the property is unoccupied etc? If your holiday home house insurance policy has been placed through an insurance company abroad it is more likely that you simply do not know.